Product Groups

Artisan Contractors

Over 40 classes of contractors are eligible under the AIX Business Select Artisan Contractors Program (varies by state). Our unique package automatically includes Personal and Advertising Injury Liability, Products and Completed Operations, Fire Legal Liability, Property in Your Care, Custody or Control, Personal Property coverage and more.

Restaurants

This package of coverage is specially designed for small to mid-sized family restaurants and fine dining establishments. We cater to a variety of eligible businesses from bakeries and refreshment stands to small eateries and takeout restaurants to high-end restaurants. AIX Business Select offers Liquor Legal Liability, Equipment Breakdown, Personal Property, Outdoor Signs, Off-Premises Power Failure, Accounts Receivable and Personal Property of Others coverage plus more.

Hospitality

AIX Business Select has designed a unique package policy with options specially tailored to the needs of inns, lodges, and bed & breakfasts as well as small to mid-sized franchise and non-franchise hotels and motels. The special needs of this select group are addressed by including Equipment Breakdown, Off-Premises Power Failure, Outdoor Signs, Personal Injury, Contractual Liability and Personal Effects among other coverages available.

Office Buildings and Shopping Plazas – Lessor’s Risk Only

Whether written on our proprietary BOP or a CPP, this coverage can be tailored to suit the needs of the building owner(s) for buildings with or without multiple occupancies. Your package will include Equipment Breakdown, Outdoor Signs, Increased Cost of Construction, Loss of Income and Off-Premises Power Failure among others. Optional coverage includes Unlimited Business Income and increased limits for special built-in coverage such as accounts receivable and valuable papers. We also have credits for newer buildings, sprinkler systems, watchmen and central station alarm systems.

Habitational - Apartments, Cooperatives and Condominiums – 6 Units and Over

Ownership is the primary difference between apartments, cooperatives and condominiums. Apartment complexes, condominiums and cooperative apartments all have many characteristics in common, but there are important individual differences in the way they are insured for property, legal liability and other loss exposures. Our seasoned underwriting staff can assist you putting together the best possible package of coverage for these types of risks. We will also entertain writing your senior housing risks.